Hot Housing Market Triggers Greater Need for Income Protection
Now is a great time to buy a house. Homeownership is a dream for many, but it’s also a major financial investment – one that you need to protect. That’s why paycheck protection is especially important for homeowners.
Financial Wellness and Group Disability Insurance: Keys to Workplace Productivity
When employees have financial stress, they are less productive. This is a big problem in the workplace. According to a 2017 PWC Survey, 53% of employees feel stressed about their personal finance situations, and 46% said that financial challenges cause them the MOST stress in their lives. Half of those who feel financially stressed say […]
Agent Toolkit – Selling Disability Insurance to Business Owners
What Prospects May Not Know About Disability Insurance
Did you know that April was National Financial Literacy Month and May is Disability Insurance Awareness Month? Just as April showers brings May flowers, financial literacy often leads to an increase in disability insurance protection.
Full Employment: A Precursor to More Disability Insurance Sales
It’s been 18 years since the unemployment rate fell below 4 percent. After six months of hovering right around 4 – 4.1 percent, the Labor Department announced the unemployment rate dropped to 3.9 percent in April. An important side note is that wages have not significantly risen. Economists consider full employment to be unemployment rates […]
How to Apply NFL Draft Strategies to Disability Insurance Prospecting
The NFL draft is just around the corner. What can you, as insurance agents, learn from an NFL general manager? Just as they are out seeking the perfect college football player to fit their team, you are out there searching for the best clients who need paycheck protection. There are thousands of client and occupation […]
Multi-life DI Executive Plans: Use When Group DI Leaves Higher Paid Execs Exposed
Simply by taking the time to review his existing client files, broker Bob wrote a 5-life DI case generating $8,320 first-year commission and vested renewals and more future business – all guaranteed issue with substantial discounts. The client was very pleased. So was he.
Workers in High Growth Industries Need Disability Insurance
Selling Disability Insurance for Business Owners? Look for High-Growth Startups
Small business has long been touted as the undisputed source for new job creation. Therefore, small businesses have always been on the radar of growth-seeking financial professionals. However, it’s a broad category, which can make for challenging prospecting.
What Romantic Partners Really Want (Hint: Not What You Think)
Today is Valentine’s Day. With so much LOVE in the air, you may be wondering … what do romantic partners really want? Fortunately, our friends at Life Happens have answered this question. Their all new infographic shows that 82% rank a “sense of humor” as the most important attribute of a romantic partner.