Building an Irresistible Disability Insurance Quote
Providing quotes is a critical part of the sales process, and if you don’t give this step the attention it deserves, you could undermine all of your previous efforts. To close a sale, you need to provide an irresistible disability insurance quote. Poorly-Planned Quotes Waste Everyone’s Time You’ve found a prospect, made the pitch, and […]
Social Media and Insurance Rates: More Related than You Might Expect
Brokers: Your clients may not know that their social media activities could influence their life and disability insurance underwriting and claims. Take the opportunity to educate them by sharing this article! Who’s Looking at Your Social Media? Is your social media account carefully cultivated to make your life look as thrilling as possible? While this […]
Surprising Insights on How Agents Can Reframe Disability Insurance for Employees and Employers
It’s time to update your disability insurance pitch. A lot has changed in the last few years, and when you talk to employees and employers, you need to reframe disability insurance to match current concerns and priorities. Healthcare Costs Are a Top Concern Americans are increasingly aware of the risks associated with poor health, and […]
Leveraging Open Enrollment Season to Offer Disability Options
To leverage open enrollment season, you need to start early. Many employers will be looking for the best employee benefit options to offer their workers: disability insurance is a great product to include in any benefits package. Seize the opportunity to be the broker who provides this insurance. Open Enrollment Is a Busy Time in […]
The Medical Bill Impact: How Disability Can Cause Clients to Go Bankrupt
It’s no secret that healthcare can be expensive in the U.S. Nevertheless, many people fail to plan for the financial impact of an illness or injury. Disability can cause people to go bankrupt, but disability insurance provides a critical safety net. Health Insurance Leaves Out-of-Pocket Costs Health insurance is supposed to cover healthcare costs, but […]
Your Blue Sky Disability Income Insurance Campaign
“Make hay while the sun shines” is a proverb originating in 16th-century England that means you should seize opportunities presented by a favorable set of circumstances. Summertime provides an excellent opportunity for your clients to “make hay” through financial planning. The sunny blue skies and slower pace of these long, lazy days provide chances to […]
What Is the Elimination Period in Disability Insurance? The Elimination Period Eliminator
If a person can’t work because of a disability, disability insurance can replace some of the lost income – but only after the elimination period has passed. Many people don’t have enough savings to handle a long elimination period, and the financial situation can become much worse if the first disability benefits check takes longer […]
Disability Insurance Underwriting: How to Steal Approvals
If you want more disability insurance approvals, you may have to steal them. We’re not encouraging you to take up a life of crime – this is more like stealing bases in baseball. If you want to steal a base, you need to understand how the sport works to time your moves correctly. If you […]
Own-Occupation vs. Any-Occupation Disability Insurance
You want the best disability insurance for your clients, so that means selling them own-occupation disability insurance – right? Not necessarily. Although own-occupation is certainly the best option for SOME workers, it may not be right for everyone. Learn more about own-occupation vs. any-occupation disability insurance so you can identify the best disability insurance option […]
Disability Insurance for Small Business Owners
Small businesses are a critical part of the American economy. The U.S. Small Business Administration says there were 33.2 million small businesses as of 2022. These businesses employed nearly half of all private industry workers in the U.S. Unfortunately, small businesses are vulnerable to setbacks – and many don’t last. Disability insurance for small business […]