How Marijuana Use Affects Disability Insurance Underwriting
As more and more states change their state laws and enforcement related to marijuana use – either recreational or medicinal, marijuana usage is becoming an important factor in disability insurance underwriting. Different carriers take different approaches, so asking your client questions about marijuana usage can help you target the best carriers for the case. Where […]
Earn a DI Pot of Gold with 3 Disability Insurance Underwriting Secrets
I’m a lucky person. Like, genuinely, ridiculously lucky. And I don’t mean I’m lucky in the way people use it when saying they have a great family, good health, and a great job (not that I don’t have those things). I mean I’m lucky in the if-there’s-a-raffle-I’m-probably-going-to-win-it kind of way. For as long as I […]
Disability Insurance Underwriting: How to Steal Approvals
If you want more disability insurance approvals, you may have to steal them. We’re not encouraging you to take up a life of crime – this is more like stealing bases in baseball. If you want to steal a base, you need to understand how the sport works to time your moves correctly. If you […]
How Agents Can Accelerate Case Closure with Smart DI Field Underwriting
Throughout the course of each year, we see our fair share of “perfect” clients. In fact, I’ve always found it interesting how many marathon runners are interested in Disability Insurance. Maybe they’ve seen a few injuries that sparked their interest or maybe the agent is making grand assumptions about their health that may not be […]