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Blog Disability Insurance

How Will this Disability Insurance Coverage Affect My Taxes?

It’s a question that many clients ask or more specifically, “Can I deduct the premiums for this disability insurance from my taxable income?”  It’s also

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Your Next Target Market: Bank Loan Disability Insurance

Of course you know that disability is a risk often discussed by financial advisors and insurance professionals. What you may not know is that it

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Case Study: How to Protect Clients’ Lifestyles with Disability Insurance

May is Disability Insurance Awareness Month. To kick the event off, we’re featuring a guest post from our partners at First Command. Read on to

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You know what they say about insurance agents who assume …

My husband and I are looking to buy a new car, which is both terrifying and exciting all at once. Terrifying because it’ll be our

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Words That Work, Part II: Selling Disability Insurance with Positivity rather than Calamity

Many producers use the “should calamity befall you” argument for selling disability insurance.  Brought up in the old method of selling, they safely assume that

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Words that Work: Transitioning Life Clients to Disability Insurance Clients

Are you a life agent who has clients occasionally ask for disability insurance?  Have you put your toe in the water of disability insurance, but

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Why Disability Insurance Policy Language Matters: Return of Premium

The return of premium rider removes some of the decision-risk involved with buying a disability insurance policy, because the client can get part of the

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The Miles O’Brien Story – Share This with Your Income Protection Prospects

Miles O’Brien is an independent journalist who lost his left arm after a fluke accident while on assignment for PBS in the Philippines.  While loading

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Case in Point: Why 3 Disability Insurance Prospects Decided to Buy

Developing rapport and listening are two skill sets successful brokers utilize in their daily operations. Understanding their clients’ income protection needs helps to strengthen the

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How to Slash Disability Insurance Premiums by Up To 35%

It turns out you can teach an old dog new tricks. Like most of you, I was trained to include the non-cancelable feature in every

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