When comparing disability insurance plans, you might come across the terms partial disability vs. residual disability. What’s the difference? As insurance carriers give them different definitions, it’s important to read the policy terms carefully. Different Levels of...
Many people need disability insurance, but few people need it as much as business owners. For insurance agents, business owners disability insurance is a particularly lucrative market. Keep reading to see why business owners have greater-than-average disability...
If you’re only selling one disability insurance policy at a time, you may be missing out on big opportunities. Most professional offices have multiple people in need of paycheck protection. By offering multi-life disability insurance, you can get everyone coverage at...
A website has become a must-have for financial and insurance professionals. We’ve covered three website options that you can use to upgrade your digital presence. Now we want to tackle a common question: should your website include a blog? Here’s why you should...
Two small business owners secure individual disability insurance. Both have made the smart decision to protect their incomes against the risk of disability. Both end up experiencing a disability that requires them to stop working, and both file a claim. However,...
If you’re trying to earn a lucrative income selling disability insurance, a lack of need isn’t a problem. The CDC says that approximately 70 million adults in the U.S. live with a disability, while the Council for Disability Awareness says that one in three working...
Once upon a time, it was normal for people to spend their entire working lives with one employer. That’s no longer the case. Job hopping is becoming the norm, which means employee benefits like health, life, and disability insurance don’t tend to last long. If your...
When budgets are tight, it’s smart to cut back on things like fancy coffees and multiple streaming services to save money. But, what about disability insurance? Cutting coverage could be a big mistake. If disability strikes when you’re already having financial...
Business owners pour their hearts and souls into their businesses – along with their money and time – but the failure rate is high. You can help small business owners beat the odds with disability insurance. When the Odds Are Stacked Against You Data from the Bureau...
Do your clients think they’re too young to worry about cancer? Cancer is on the rise among young adults. It’s an alarming trend, and it makes the need for disability insurance greater than ever. Cancer in Young Adults The American Cancer Society estimates that...
