by Daniel C. Steenerson, CLU, ChFC, RHU | Dec 15, 2020
In health insurance, there’s a tradeoff between deductibles and premiums. The higher the premium, the lower the deductible, and vice versa. High-deductible health plans (HDHPs) are attractive to many consumers, in part because of the relatively low premiums, but also...
by Daniel C. Steenerson, CLU, ChFC, RHU | Nov 21, 2019
Discover a lucrative opportunity! If you’re looking for a disability market that is both lucrative and under-penetrated, consider the corporate executive market. Many of the nation’s millions of small to mid-size businesses offer employees no disability...
by Daniel C. Steenerson, CLU, ChFC, RHU | Aug 25, 2017
Have you noticed? America’s workforce is changing. It’s getting younger, more mobile and more skilled. Are your paycheck protection sales strategies keeping pace? If you think that disability insurance is something that you should only offer to your clients who are...
by Daniel C. Steenerson, CLU, ChFC, RHU | Jul 17, 2017
For millions of entrepreneurs, the dream of opening a new business or expanding an existing one would never come true without relying on a business loan. And according to the most recent study by the Small Business Administration Office of Advocacy, Small Business...
by Daniel C. Steenerson, CLU, ChFC, RHU | Jun 30, 2017
Jenny is a 45-year old career veterinarian with her own practice. Her compassion for animals and their owners made her business so popular, her clinic simply couldn’t handle the load any longer. She had hired more staff and was running out of space, so finally...
