Build a Better Disability Insurance Business
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Proven Disability Insurance Expertise Behind Every Case
Years specializing in disability insurance
Insurance professionals supported
Leading carrier relationships
I’ve partnered with DIS for 19 years and they continue to exceed my expectations. Knowledgeable, responsive, and professional, their team provides outstanding service and resources that help me better serve my clients every day. I highly recommend DIS to anyone looking for a trusted and well-run general agency.
Jordan Fishman
Founder & CEO
JFish Insurance
DI Support Built For Agents And Advisors
A Better Way to Sell and Place Disability Insurance
DIS is a disability insurance brokerage and distribution partner built for insurance professionals, giving agents, financial advisors, agencies, and DI specialists the carrier access, tools, and expertise to handle more opportunities without building an internal DI department.
You may already work with a wholesaler, BGA, MGA, or GA. DIS goes beyond case processing by bringing carrier access, DI expertise, technology, underwriting, sales support, and case management together in one place.
Broad Carrier Access
Compare options across leading disability insurance carriers through one relationship instead of relying on a single carrier or predetermined solution.
Expert Case Design
Compare and Present With Confidence
DIS also supports you with underwriting, case management, sales training, and co-selling when you need it.
Technology + Human Expertise
Technology Built to Find and Grow DI Opportunities
You may already have DI opportunities inside your existing book of business. DIS technology helps you identify them, act on them, and stay ahead of opportunities to increase coverage, retain accounts, and grow DI revenue.
The DIS technology platform is built around the actual DI sales and placement process.
Compare quotes from up to five carriers with the Analyzer, monitor cases through the Broker Portal, and uncover additional premium and renewal opportunities through automated follow-up.
Compare and Present With the DIS Analyzer
Compare quotes from up to five leading carriers side by side so you can identify important differences and present options more clearly.
Turn Existing Clients Into New DI Opportunities
Identify clients who may be eligible for additional coverage and automate follow-up so more increase opportunities turn into additional coverage and agent premium.
Retain and Grow Multi-Life Business
Stay ahead of GSI renewal opportunities so you can retain existing accounts, increase participation, and uncover additional premium within multi-life business.
See Your DI Business in One Place
View quotes, case activity, reports, and opportunities through a centralized portal built around the way insurance professionals work.
DIS specialists and Concierge support step in when a case requires human judgment, while technology helps surface and manage opportunities that might otherwise be missed.
Measurable Technology Outcomes
The DIS Advantage in Numbers
DIS technology is designed to do more than make DI easier to manage. It helps agents uncover opportunities, convert more of them, and create measurable value from existing books of business.
New annualized premium generated through Benefit Increase Automation since 2023*
Leading carriers compared side by side with the DIS Analyzer
Don't Walk Away From a Difficult DI Case
Expert underwriting and Concierge support for complex medical histories, challenging occupations, high benefit requirements, and other difficult disability insurance cases.
Our underwriting and Concierge support can help you:
- Evaluate carrier appetite and potential challenges before submission
- Position the case based on the client’s medical, occupational, and financial profile
- Compare potential carrier approaches
- Manage requirements, communication, and issues through underwriting and placement
The goal is not simply to submit an application. It is to give each case the strongest possible path toward placement.
The DIS Growth Framework
Find
Place
Retain
Retain clients and accounts with proactive technology.
Grow
DI Support Built Around How You Do Business
Some partners place disability insurance every week. Others call DIS when a DI opportunity or difficult case lands on their desk.
Independent Insurance Agents
Sell more DI with carrier access, case design, underwriting, and specialist support behind you.
Financial Advisors
Add DI expertise to your planning relationships with carrier comparison, case design, underwriting, and placement support.
Growing Insurance Agencies
Give producers consistent DI tools, carrier access, training, and specialist support without building an internal DI department.
DI and Healthcare Specialists
Expand placement capabilities with deeper carrier access, underwriting insight, and support for difficult cases.
From Opportunity to Placement in Four Steps
A clear path for every case, with DIS support at each stage.
Submit the Opportunity
Send DIS the client, occupation, income, and coverage details.
Compare and Design
Compare carriers, benefits, definitions, pricing, and underwriting considerations.
Apply and Navigate Underwriting
Navigate requirements, communication, and underwriting challenges with DIS support.
Place the Case
Move the case through approval, delivery, placement, and commission.
DI Solutions for the Clients and Cases You Serve
Individual Income Protection
Protect income for physicians and other high-earning professionals with coverage built around occupation and financial needs.
Business Owners & Executives
Protect personal income and address business risks including overhead expenses, buy-sell obligations, key people, and business loans.
GSI and Multi-Life Programs
Build GSI and multi-life disability insurance solutions for medical institutions, professional groups, employers, and other eligible organizations.
Complex Underwriting Cases
Specialist support for medically complex, high-benefit, and challenging occupation cases.
Frequently Asked Questions
Common questions from agents, advisors, and agencies evaluating a disability insurance partner.
Still deciding? Talk with a DI specialist.
What does a disability insurance brokerage do for insurance agents?
A disability insurance brokerage helps agents access, compare, design, and place DI coverage across multiple carriers. DIS combines broad carrier access with underwriting expertise, technology, case management, sales support, and specialist guidance.
What should I look for in a disability insurance wholesaler or MGA?
Look for carrier breadth, DI expertise, underwriting support, responsive case management, technology, and help beyond simply generating quotes. The right partner should make it easier to evaluate, present, and place coverage.
Can DIS help me compare disability insurance carriers?
Yes. DIS helps insurance professionals compare carrier options based on the client and case, including underwriting appetite, occupation classes, contract definitions, benefit limits, riders, and pricing.
Can DIS help with difficult disability insurance underwriting cases?
Yes. DIS supports cases involving complex medical histories, challenging occupations, high benefit needs, and other situations where careful carrier selection and case positioning may improve placement options.
Will DIS take over my client relationship?
No. You remain at the center of the client relationship. DIS works behind you with quoting, case design, underwriting, technology, Concierge support, and case management.
How do I submit a disability insurance case?
Start by requesting a quote or talking with a DIS specialist. DIS can help compare options and guide the case from design through placement.
Build a Better DI Business With DIS
Whether you have an active case, want to uncover opportunities inside your existing book, or need stronger DI capabilities behind your agency, DIS gives you the technology, carrier access, and specialist expertise to help you find, place, retain, and grow more DI business.
More carrier access. More DI expertise. More opportunities to grow.
Need Guidance or Want to Learn About DIS?
Talk with a DI specialist about a case, your agency, or how DIS can support your business.
Have a Case to Quote?
Send the opportunity to DIS and start comparing available options.
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