In the fall of 1814, the poet Francis Scott Key penned the words of the Star Spangled Banner – including a phrase that would become part of our national identity: “the land of the free, the home of the brave.” Every July, amid the blaze of fireworks and the ringing of...
The IRS Code 162 executive bonus plan is another tool businesses can use to attract, motivate, reward, and retain key employees. Companies can use tax-deductible dollars to meet the disability insurance needs of specific individual employees while potentially also...
In a late-2021 survey of more than 300 nursing leaders nationwide, 92% said the nursing labor shortage would intensify over the next 18 months. Industry experts had warned for decades that the nursing shortage would continually worsen. However, the COVID-19 pandemic...
Thanks to COVID-19, Americans are more focused on their well-being and resilience: physical, mental, emotional, and financial. Nearly 60% admit to having completely changed how they think about money because of the pandemic and say that their perceptions of economic...
June will be over before you know it and 2022 will be half gone. It’s time to reflect on your goals, resolutions, and plans for the year and set a course to finish strong. Look over the goals you set at the beginning of the year. How many are already done? Which...
Although most modern businesses seek ways to treat their employees equally and offer a good work environment for all, the value added to the business by each person can differ. Often there are a few employees with highly specialized skills that are strongly connected...
You’ve probably noticed that inflation is high right now. Prices for nearly everything are soaring, and wages are rising, too, but there’s at least one exception to this trend. Disability insurance prices haven’t increased. Here’s why this is resulting an...
With May being Disability Insurance Awareness Month, there’s no better time to educate business owners and their employees about the advantages of disability insurance, especially the multi-life discounts available with at least three insured persons. According to the...
Do you offer Buy-Sell Disability Insurance to your business owner customers? If you don’t, you could be leaving a significant amount of revenue on the table – not to mention opportunities to serve your customers better. The Market for Business Succession Planning...
When a prospect turns down disability insurance coverage, do you have them sign a waiver of liability? If not, you might want to start. A waiver can be a powerful tool that leverages insurance sales psychology to make prospects reconsider their coverage decision. It...
