Independent agents and financial planners: How would you rate your website? If you don’t have a website or your site was built more than 10 years ago, here’s a wakeup call: You’re about to get left behind. The pandemic has accelerated the public’s use of digital...
Do you remember singing “Have You Seen the Ghost of John?” around Halloween when you were in elementary school? Or maybe you learned it as “Have You Seen the Ghost of Tom?” Either way, you’ve probably heard this spooky song at some point. But maybe imagining John’s...
Did you know that COVID-19 wreaked havoc on women’s careers and employment opportunities? According to Deloitte, seven out of 10 women who experienced negative shifts in their routine as a result of COVID-19 believe their career progression will slow down. Many of...
Myth #1: Long-Term Care insurance is an expensive product. Reality: It’s important to think of Long Term Care Insurance (LTCI) as a strategy not a product. Investments like stocks, bonds, IRAs and mutual funds are created to provide you income during retirement. Most...
To sell disability insurance, you have to understand human nature. Like most sales, the decision to buy disability insurance isn’t solely based on logic. There’s a lot of emotions and other factors involved. You may even encounter a condition known as “omission bias.”...
The people who need disability insurance the most are often the ones to object to its price. It can seem counterintuitive at first, but when you think about it, it makes sense. Many seemingly affluent people are living paycheck-to-paycheck, or very close to it. If an...
Doctors have traditionally been a great market for disability insurance. This hasn’t changed. What has changed, however, is the face of medicine. Physician assistants, registered nurses and other medical professionals are taking on a vital role in the healthcare...
Do your clients suffer from FOFU, Fear of Failing Underwriting? It might not be as common as a fear of heights or the dark, but it’s still pretty common, and it keeps a lot of people from getting the insurance they desperately need. Thankfully, there’s a way you can...
The world is going digital, and it’s changing the sales profession. Although the need for disability insurance is as great as ever, some of the sales strategies you use may need to adjust with the times. Here are five trends we’re seeing now. 1. Buyers are driving the...
By offering long term disability insurance, you can help your clients achieve true financial stability. Comparing long term disability insurance quotes can be complicated, however. You can’t just look at the premium – there are many other clauses that will have a big...
