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The Critical Illness Insurance Trend: Who needs it and Why

by Daniel C. Steenerson, CLU, ChFC, RHU | Sep 4, 2012

According to the American Association for Critical Illness Insurance (AACII), every day roughly 4,000 American men and women are told they have cancer, 2,100 people have a heart attack, and almost 2,000 people have a stroke and are rushed to the hospital. And...

More than half of women are breadwinners. Are more than half of your clients women?

by Daniel C. Steenerson, CLU, ChFC, RHU | Aug 28, 2012

The American workforce is changing and so is the paycheck protection opportunity. According to a July 12 article in the Huffington Post, a Prudential Financial study of more than 1400 women found that 53 percent were the breadwinners in their households. The article...

How to Give Disability Insurance iPad Appeal

by Daniel C. Steenerson, CLU, ChFC, RHU | Aug 8, 2012

Your kids HAVE to have the latest iPad and X-Box. Your wife HAS to have Frye’s Miranda Back Zip Boot. Your brother HAS to have the Harley Davidson Fat Boy. But do your clients HAVE to have disability insurance … AKA paycheck protection?  Yaaaa...

NEVER EVER Sell Paycheck Protection to These Two Groups

by Daniel C. Steenerson, CLU, ChFC, RHU | Aug 2, 2012

At DIS, we’re on a mission to ensure that every working American has paycheck protection … UNLESS they don’t need it. At this point, I’m sure you’re asking, “What working American does NOT need income protection?” After all, you’ve seen the sobering statistics, you...

The Financial Planners’ 3-Step Action Plan for Paycheck Protection

by Daniel C. Steenerson, CLU, ChFC, RHU | Jun 29, 2012

In this era of economic uncertainty and market volatility, financial planning clients need a multipronged approach to financial planning. And when it comes time to develop that strategy, make sure they don’t overlook disability insurance, otherwise known as...
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