Educating people about the need for disability insurance can be hard work. There’s so much to know, and so many people who need to know it.
Social media is a great way to spread the word about disability insurance.
Get the word out with these 20 tweetable facts. You will need to be logged in to your Twitter account for the CLICK TO TWEET links to work.
You can also copy these facts to share through Facebook and LinkedIn.
More than one in four of today’s 20-year-olds will become disabled before turning 67.
(Social Security Administration Fact Sheet) 
Are you increasing your chance of disability? Risk factors include smoking, excess drinking and excess weight.
(Council for Disability Awareness)
You can decrease your odds of disability. Quit smoking, exercise regularly, maintain a healthy weight and get regular checkups to help reduce your risk.
(Council for Disability Awareness)
Disability insurance is important, but many workers lack coverage. Among the private sector workforce, 67 percent of workers have no long-term disability insurance.
(Social Security Administration Fact Sheet)
Be safe out there! In 2017, people in the U.S. experienced 47.2 million injuries.
(National Safety Council Injury Facts)
Disability impacts more people than you may realize: 26 percent of U.S. adults have a disability.
(CDC: Disability Impacts All of Us)
A 20-year-old female worker has a 19 percent chance of becoming disabled before turning 60 and only a 3 percent chance of dying without receiving disability benefits.
(Social Security Administration, Disability and Death Probability Tables for Insured Workers Born in 1999)
Will you experience a disability? A 20-year-old male worker has only a 65 percent chance of reaching age 67 without becoming disabled.
(Social Security Administration, Disability and Death Probability Tables for Insured Workers Born in 1999)
How much would you get from SSA disability benefits? As of September 2019, the average monthly Social Security benefit for disabled workers was only $1,236.50.
(Social Security Administration, Master Beneficiary Record)
Did you know that many SSA disability claims are denied? The final award rate for claims filed between 2008 and 2017 averaged 33 percent.
(Annual Statistical Report on the Social Security Disability Insurance Program, 2018)
Many SSA disability benefit claims are denied initially, resulting in a time-consuming appeals process. For claims filed between 2008 and 2017, only 22 percent were awarded initially.
(Annual Statistical Report on the Social Security Disability Insurance Program, 2018)
Do you know the most common causes of disability? Diseases of the musculoskeletal system and connective tissue account for one-third of SSA disability benefit claims.
(Annual Statistical Report on the Social Security Disability Insurance Program, 2018)
Think you can get approved for SSA disability benefits because your doctor says your disabled? Not always. The SSA has very strict definitions for disability.
(Social Security Administration Fact Sheet)
To be approved for SSA disability benefits, your disability must last, or be expected to last, for at least a year. How would you handle a shorter period of disability?
(Social Security Administration Fact Sheet)
Did you know that many women are financially unprepared for disability risk? 52 percent of single female workers lack disability insurance.
(CDA 2019 Disability Awareness Study)
1 in 4 women say they are “extremely unprepared” for a 3-month period of disability.
(CDA 2019 Disability Awareness Study)
Approximately 4 in 10 U.S. adults lack the savings needed to cover an unexpected $400 expense.
(U.S. Federal Reserve Report on the Economic Well-Being of U.S. Households in 2018 – May 2019)
Do you have savings for a rainy day? Only half of workers have a rainy day fund set aside for emergencies.
(U.S. Federal Reserve Report on the Economic Well-Being of U.S. Households in 2018 – May 2019)
Are you financially prepared for a health issue? One in five U.S. adults had major and unexpected medical bills in the previous year.
(U.S. Federal Reserve Report on the Economic Well-Being of U.S. Households in 2018 – May 2019)
After a health problem, medical debt is common. Among U.S. adults with medical expenses, four in 10 have unpaid medical debt as a result.
(U.S. Federal Reserve Report on the Economic Well-Being of U.S. Households in 2018 – May 2019)
