When consulting with prospects, remind them of the risk of losing their homes. Rather than asking if they’d like to purchase disability insurance (Yes or No), ask them which option makes the most sense.

  1. Income protection to cover the mortgage only
  2. Income protection to cover the mortgage, cars and other crucial bills
  3. Maximum income protection (Up to 82% of take-home pay)

Clients who can’t afford maximum income protection are often interested in a lower-priced mortgage-only option that will allow them to cover the mortgage bill even when they are unable to work. This disability insurance quote options worksheet is an essential component of your DI sales presentation.

Clients who can’t afford maximum income protection are often interested in a lower-priced mortgage-only option that will allow them to cover the mortgage bill even when they are unable to work. This disability insurance quote options worksheet is an essential component of your DI sales presentation.

 

 
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