Free Download: Layering Coverage to Protect High Earners
In extreme weather conditions, one shirt won’t cut it. You’ll need a shirt, a sweater and a coat. The colder it is, the more layers you’ll need. It’s the same with disability insurance. If a client suffers an extreme illness or injury, one disability insurance policy may not provide enough income protection, especially for high-income earners. They need to layer up!
This handout provides:
- Two real-world examples of layering
- Guidance on how to adequately protect high earners
- Answers to frequently asked questions about layering income protection