When Is 60% Not 60%?
Your clients have long-term disability (LTD) insurance at work. That’s great. It’s a valuable employee benefit that helps replace part of their income if they become too sick or hurt to work. But is it really enough to cover their expenses?
This insightful handout shows why supplementing group coverage can add the extra layer of protection your clients need. This handout includes:
- Income gap examples
- Key reasons to purchase supplemental coverage
- Two solutions to help make ends meet