How to End Elimination Period Infractions
When your clients purchase DI, they choose an elimination period – often 90 days. Do you tell them that 90 days is really 120 days? If not, you’re vulnerable to the most vicious reputation-killer in the industry: An E&O infraction.
Fortunately, you can end elimination periods and the associated miscommunications once and for all.
How? By pairing critical illness (CI) insurance with disability insurance (DI). CI doesn’t have a long elimination period and pays a lump sum upon diagnosis. CI is affordable and easy to sell. It helps ease the financial pain of getting through a DI elimination period.