Disability Insurance: Essential for Clients with High Deductible Health Plans

In health insurance, there’s a tradeoff between deductibles and premiums. The higher the premium, the lower the deductible, and vice versa. High-deductible health plans (HDHPs) are attractive to many consumers, in part because of the relatively low premiums, but also because people who are enrolled in HDHPs are eligible for Health Savings Accounts (HSAs).