Dealing with severe health problems can be like being stuck in a haunted house of horrors. At the entrance, you have a debilitating illness or injury. As you go along, the frights continue with mounting hospital bills and lost wages. Then you come to the grand finale: debt, bankruptcy and foreclosure.

Disability insurance provides an escape from financial ruin. These stories show how four individuals dealt with unexpected injuries and illnesses, and how disability insurance coverage helped them find a way out of what could have been a financial nightmare.

Use this flier as a pre-appointment mailer, a presentation tool or a leave-behind. It is particularly effective for emotional decision makers.

Use this handout to explain why:

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