Impaired Risk Disability Insurance: Never Say Never
If you have clients with pre-existing conditions, such as diabetes, epilepsy or even addiction, don’t despair! Disability Insurance Services specializes in securing affordable protection for even the most difficult cases.
Acceptable risks include:
Simplified Issue Available!
Tell previously declined clients "YES" with our simplified issue DI. Ninety-eight percent of applications are issued within 30 days. Here are the details:
- No exam, blood work, HOS or inspection report
- Own-occupation definition is available
- Thirty, 60, 90 and 180 day waiting periods
- Two-, five- and 10-year benefit periods